Forwarded 2.75% interest p.a.* on Broker balances of up to €500,000 in PRIME+ and €50,000 € in FREE.
Investing involves risks.
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Interest forwarded |
iBonds | Money market ETFs |
|
---|---|---|---|
Interest rate |
2.75% p.a. (variable)* |
Up to 3.77% p.a. (euro) or 5.19% (dollar)1 |
Up to 2.918% p.a. |
Selection of securities |
- |
||
Term |
Unlimited |
Depending on the product (2-5 years) |
Unlimited |
Availability |
On cash on your broker account |
Tradable in all Scalable Broker price plans |
|
Investing involves risks.
1 Note currency risk. Learn more.
We will forward 2.75% p.a.* variable interest on uninvested cash of up to €50,000 in the FREE Broker and €500,000 in the PRIME+ Broker to clients with a Scalable Capital custody account. Cash balances are safeguarded in accounts with partner banks and in money market funds. Initially, these are Deutsche Bank, J.P. Morgan Asset Management, DWS and BlackRock. Deposits are protected up to €100,000 per customer per bank under the statutory deposit protection scheme. For money market funds European investor protection rules (UCITS) apply regardless of the amount.
Interest is calculated on a daily basis and forwarded to your clearing account quarterly.
For your broker account, we work with partner banks as well as qualifying money market funds. These are closely regulated funds that have to meet the following requirements:
Like all securities, money market funds are segregated assets and therefore would not be part of the insolvency assets of Scalable Capital or the fund issuer.
Please be aware of the risks of money market funds.
There is no minimum holding period. Interest will be calculated daily and forwarded to you quarterly.
Cash balances are safeguarded in accounts with partner banks and in money market funds. Deutsche Bank, J.P. Morgan Asset Management, DWS and BlackRock are included from the start. Deposits are protected up to €100,000 per customer per bank under the statutory deposit protection scheme. For money market funds European investor protection rules (UCITS) apply regardless of the amount.
Interest, like dividends from stock or gains from the sale of securities, may be subject to tax. Scalable Capital offers an intuitive tax report to assist you with your tax filing. You can find more information about taxes here.
Interests will be calculated to the day and is forwarded to you quarterly. After the end of a calendar quarter, we will forward the interest to your broker account. For the first quarter of a year, this will happen in April, for the second quarter in July, etc.
Cash balances are safeguarded in accounts with partner banks and in money market funds. Deposits are protected up to €100,000 per customer per bank under the statutory deposit protection scheme. For money market funds European investor protection rules (UCITS) apply regardless of the amount.
In the event of insolvency of Scalable Capital, you have a claim to surrender your securities. These do not fall into the insolvency estate and are therefore also protected.